Many, but not all, credit and debit card issuers and ATM networks charge a per-transaction fee on📈 purchases or withdrawals made overseas or when ordering online with a foreign merchant. The fee varies but typically runs between📈 2% and 3% of the dollar amount of the purchase or withdrawal.
In most cases, this fee is built into the foreign transaction📈 fee assigned to your card. A foreign transaction fee of 3% may comprise a 2% foreign transaction fee and a📈 1% currency conversion fee. If your credit card offers no foreign transaction fees, the credit card issuer likely absorbs the📈 currency conversion fee.
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